Get Flood Insurance in Dallas / Fort Worth
Flood insurance in Texas is backed by the Federal Government and provided by FEMA. At DFW Insurance we offer listings of flood insurance providers to anyone owning a home that might want this coverage. Damage from rising water and flood is not included on any home insurance policy in Texas, nor can it be endorsed. A flood insurance policy is its own separate policy and own separate premium. No one in the state is required to carry insurance for floods on their home, but if your home is found to be in a flood zone then most mortgage companies will require you to carry a flood insurance policy before they will close on a loan for the home. Most homes are not in a flood zone. If you are wondering if the home you are about to buy is in a flood zone, most home appraisers will let you know ahead of time. If you have purchased a home in a flood zone then you will be provided with an elevation certificate.